Crypto Investment Calculator
See how a starting amount plus steady monthly buying (dollar-cost averaging) could compound over time — free, no sign-up. Crypto is volatile, so treat every number as hypothetical.
Assumes a constant monthly-compounded rate — real crypto returns are wildly uneven and often negative for long stretches. Try a negative rate to see the downside.
Why dollar-cost averaging suits crypto
Crypto swings hard, so trying to buy the perfect dip is a losing game for most people. Buying a fixed amount on a schedule — dollar-cost averaging — spreads your entry across many prices and takes the emotion out of it. It doesn't guarantee a profit, but it's how many long-term holders approach a volatile asset.
Learn the ideas behind this: how to buy Bitcoin, how to buy crypto in Canada, and crypto vs stocks.
Frequently asked
How does this crypto investment calculator work?
You enter a starting amount, an optional monthly contribution (dollar-cost averaging), an assumed annual return and a time horizon; it compounds month by month to estimate a future value. It's a hypothetical model from the numbers you type — not a prediction, and crypto returns are anything but steady.
What annual return should I assume for crypto?
There is no reliable number. Crypto is extremely volatile — it has had years up hundreds of percent and years down 70%+, and individual coins can go to zero. Any rate you pick is a guess. Try a wide range (including negative) to see how uncertain the outcome really is.
What is dollar-cost averaging (DCA)?
Investing a fixed amount on a schedule regardless of price, instead of trying to time the market. The monthly-contribution field models it. It doesn't guarantee a profit or protect against losses, but it removes the pressure of picking a moment.
Is this financial advice?
No. This is an educational tool that models hypothetical growth from your inputs. It is not advice, not a recommendation, and not a promise of any return. Crypto can lose value fast — you can lose everything.
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